You can’t predict what might happen tomorrow, but there is something you can do today to help better prepare for whatever comes your way – you can get your estate plan in order. Putting these documents in place can help ensure that not only are things done according to your…
“There are only four kinds of people in the world. Those who have been caregivers. Those who are currently caregivers. Those who will be caregivers, and those who will need a caregiver.” –Rosalyn Carter These prescient words by the former first lady remain as relevant and true as ever. According to…
For those who are new to the game, ABLE accounts are tax-free savings accounts for individuals with qualifying disabilities that began before age 26. Created in 2014 as the ABLE Act, there are now over 20 ABLE programs to choose from, including Connecticut, which has its own ABLE plan! How…
Ever find yourself in this situation? You get seated in a dimly-lit restaurant, the server hands you a menu, and you immediately realize with dread, “I forgot my reading glasses.” Or maybe you discover a new food item in the grocery store. You turn the package over to read the…
In 2022, Americans with disabilities will receive a significant increase in their Supplemental Security Income (SSI) and in other Social Security benefits. According to the Social Security Administration, monthly SSI payments are going up 5.9%, a change that started as of December 30, 2021 for SSI payments and Social Security…
It’s a nice thing to be able to give someone you love a gift, especially when that gift can help ensure their security, wellbeing, and even happiness. But you have to be careful when giving gifts—either cash or property. The annual gift tax exclusion is $16,000 per recipient in 2022,…
Your daughter accompanies you to a doctor’s appointment for moral support, and the doctor addresses all his questions to her instead of to you. Nothing like feeling invisible! The nurse talks to you the way Kindergarten teachers speak to their students, sometimes using the “royal we” and often using inappropriate…
We’ll only be hours into the New Year, and most of us will already be steeling ourselves for the annual guilt trip about abandoned resolutions! It never fails. We start out with the best intentions, but as the world cranks back into gear after the holidays, we find ourselves slipping…
Just as keeping physically fit is important as we age, so is keeping mentally fit. More research is being done on how adults can work out their “mental muscles” to keep their minds sharp and possibly put off or avoid the onset Alzheimer’s and dementia. 1. Engage in physical exercise…
There are some life experiences that you just can’t understand until you have lived them yourself. For example nothing can truly prepare you for becoming a parent. Read all the books you want and watch all your friends have their own kids—you will never really get it until you’re the…